Always know what to keep in your bank for your subscriptions
Most apps tell you when subscriptions renew. Submoney tells you the exact balance you need in your account — updated every single day.
Every subscription tracker tells you when you'll be charged.
Submoney tells you how much to keep in your bank — right now.
Everything you need to stay ahead
From daily balance tracking to annual spend analytics — built for complete control over your recurring money.
Frequently asked questions
What is Submoney?
Submoney is an iPhone app that tracks your subscriptions, bills and recurring payments day by day. It shows the exact balance you need to keep in your bank account today to cover every charge before it lands.
How is Submoney different from other subscription trackers?
Most subscription trackers tell you when a subscription renews. Submoney tells you how much money to keep in your bank right now for upcoming charges, updated every day, and what you have already set aside on each card or account.
Does Submoney connect to my bank?
No. Submoney does not connect to your bank and needs no account or login. You add subscriptions, bills and recurring payments by hand, which takes a few minutes and keeps your banking details out of the app.
Where is my Submoney data stored?
Your data stays on your iPhone. If you turn on iCloud Sync, it is also stored in your own iCloud account. The developer runs no server that stores user data and cannot see what you track.
Is Submoney free? What is Submoney Plus?
Submoney is free for up to 15 tracked items, with reminders, the payment calendar and home screen widgets. Submoney Plus is a one-time purchase, not a subscription, that unlocks unlimited items, full analytics, price history, and export and backup.
Is Submoney available on Android?
No. Submoney is available only for iPhone, on the App Store. There is no Android version.
Can Submoney track free trials, variable payments and other currencies?
Yes. Submoney tracks free trial periods, variable payments such as utility bills, and subscriptions in multiple currencies. You can also pause a subscription until a date, split costs, and see a subscription's price history.
Stop guessing. Know exactly what to keep in your bank.
Get your subscription balance right — every single day.
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