Compare Hiatus and Submoney for subscriptions, recurring payments, required balance, calendar visibility, widgets, and platform fit.
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Use Submoney to track recurring payments by hand and see the balance they need. Use Hiatus for bank-linked subscription detection, cancellation help, and bill negotiation.
Hiatus links your bank account to find subscriptions and bills. It alerts you about upcoming charges and price increases, and offers cancellation and bill negotiation services.
Submoney skips bank access. You add recurring payments yourself and see how much to keep in your bank for them.
A practical look at what each app is best suited for.
Submoney Focused recurring-money tracker for the exact balance to keep in your bank.
Hiatus A subscription and bill manager with cancellation and negotiation services.
Submoney Manual setup, built around subscriptions, trials, bills, and recurring payments. No bank connection.
Hiatus Links your bank account to find subscriptions and bills.
Submoney Tracks subscriptions, bills, recurring expenses, variable payments, and trial periods, with a periodic keep-or-cancel review.
Hiatus Finds subscriptions from bank data and alerts you about price increases.
Submoney Shows the daily required bank balance for upcoming recurring money, and what you have set aside per account.
Hiatus Includes budgets and spending insights, not a daily required balance for recurring payments.
Submoney Includes payment calendar views for upcoming charges.
Hiatus Sends alerts for upcoming charges.
Submoney Includes home screen widgets for required balance and upcoming payments.
Hiatus Not highlighted in Hiatus's official listing.
Submoney An iPhone app for people who want a focused subscription balance tracker.
Hiatus Best for people who want a bank-linked service that handles cancellations.
Yes, if you mainly want to track subscriptions and recurring payments and see how much money to keep in your bank for them. If you need bank-linked subscription detection, cancellation help, and bill negotiation, Hiatus may fit better.
No. You add subscriptions, bills, and recurring payments yourself. Your data stays only on your device, nothing is uploaded, and there is no account or login. You can back up or move it with JSON export and import.
Yes. The free plan tracks up to 15 items with reminders, the payment calendar, and widgets. Submoney Plus is a one-time purchase that unlocks unlimited items, full analytics, price history, and export and backup.
Not at the moment. Submoney is available for iPhone on the App Store.
Use Submoney when the question is not only when a payment renews, but how much money should stay ready for it.
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