Compare Chronicle and Submoney for subscriptions, recurring payments, required balance, calendar visibility, widgets, and platform fit.
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Both work without a bank link. Use Submoney for subscriptions, trials, and the exact balance to keep. Use Chronicle for long-running bill organizing across iPhone, iPad, and Mac.
Chronicle is a long-running bill organizer for Apple devices. You add bills by hand and get due-date reminders, payment history, and forecasting in its Pro plan.
Submoney centers on subscriptions and recurring payments, and turns them into one number: the balance to keep in your bank today.
A practical look at what each app is best suited for.
Submoney Focused recurring-money tracker for the exact balance to keep in your bank.
Chronicle A bill organizer focused on due dates, reminders, and payment history.
Submoney Manual setup, built around subscriptions, trials, bills, and recurring payments. No bank connection.
Chronicle Manual entry of bills. No bank connection.
Submoney Tracks subscriptions, bills, recurring expenses, variable payments, and trial periods, with a periodic keep-or-cancel review.
Chronicle Tracks bills and recurring payments, including estimated amounts for variable bills.
Submoney Shows the daily required bank balance for upcoming recurring money, and what you have set aside per account.
Chronicle Its Pro plan includes a forecast and an amount to save for irregular bills, not a daily required bank balance.
Submoney Includes payment calendar views for upcoming charges.
Chronicle Shows upcoming bills with customizable due-soon reminders.
Submoney Includes home screen widgets for required balance and upcoming payments.
Chronicle Includes interactive widgets, such as marking a bill as paid.
Submoney An iPhone app for people who want a focused subscription balance tracker.
Chronicle Best for Apple users. No Android app found.
Yes, if you mainly want to track subscriptions and recurring payments and see how much money to keep in your bank for them. If you need an Apple-only bill organizer with payment history and partner sharing, Chronicle may fit better.
No. You add subscriptions, bills, and recurring payments yourself. Your data stays only on your device, nothing is uploaded, and there is no account or login. You can back up or move it with JSON export and import.
Yes. The free plan tracks up to 15 items with reminders, the payment calendar, and widgets. Submoney Plus is a one-time purchase that unlocks unlimited items, full analytics, price history, and export and backup.
Not at the moment. Submoney is available for iPhone on the App Store.
Use Submoney when the question is not only when a payment renews, but how much money should stay ready for it.
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Both are manual trackers. Use Submoney if you also want the required balance, bills, and set-aside money. Use Bobby for a simple iPhone subscription list.
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Both track subscriptions by hand. Use Submoney for the balance to keep, bills, and set-aside money on iPhone. Use Tilla if you are on Android and want a subscription manager.
Read comparisonSubscription tracker - Android and iPhone
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Read comparisonSubscription and bill manager - iPhone, Android, and web
Use Submoney to track recurring payments by hand and see the balance they need. Use Hiatus for bank-linked subscription detection, cancellation help, and bill negotiation.
Read comparisonZero-based budgeting - iPhone, Android, and web
Use Submoney if you only need recurring payments and the balance to keep for them. Use YNAB if you want a full zero-based budgeting system for every dollar.
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Use Submoney to see the exact balance to keep for recurring payments, with no bank link. Use PocketGuard for bank-linked budgeting that shows what is safe to spend.
Read comparisonBudgeting and money app - iPhone, Android, and web
Use Submoney to track recurring payments by hand, anywhere, and see the balance they need. Use Emma for UK open-banking budgeting with subscription detection.
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